:root{--ink:#14213D;--text:#2B3445;--muted:#5E6878;--line:#E2E6EC;--soft:#F4F6F9;--accent:#0F5F73;--accent-2:#0B4A5A;--warn-bg:#FFF6E0;--warn-line:#E7B93A}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--text);font:17px/1.8 -apple-system,BlinkMacSystemFont,"PingFang SC","Hiragino Sans GB","Microsoft YaHei","Noto Sans SC",sans-serif}
a{color:var(--accent)}
.wrap{max-width:1200px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px;z-index:9}
.top{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
.top>.wrap{display:flex;align-items:center;gap:16px;min-height:68px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink);margin-right:auto}
.brand b{display:block;font-size:20px;letter-spacing:.04em}
.brand small{display:block;font-size:12px;color:var(--muted);letter-spacing:.08em}
.mark{width:34px;height:34px;border-radius:8px;background:linear-gradient(135deg,var(--accent),#1F8A9E);position:relative;flex:none}
.mark::after{content:"";position:absolute;inset:9px 11px;border:2.5px solid #fff;border-top:none;border-radius:0 0 10px 10px}
.call{font-weight:600;text-decoration:none;color:#fff;background:var(--accent);padding:8px 14px;border-radius:6px;font-size:15px;white-space:nowrap}
.call:hover{background:var(--accent-2)}
.menu{display:none;border:1px solid var(--line);background:#fff;border-radius:6px;padding:6px 12px;font:inherit;font-size:15px}
.nav{border-top:1px solid var(--line);background:var(--soft)}
.nav .wrap{display:flex;flex-wrap:wrap;gap:2px 18px;padding-top:8px;padding-bottom:8px}
.nav a{color:var(--ink);text-decoration:none;font-size:15px;padding:4px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current]{border-bottom-color:var(--accent);color:var(--accent)}
@media (max-width:760px){
  .call{display:none}.menu{display:block}
  .nav{display:none}.nav.open{display:block}
  .nav .wrap{flex-direction:column;gap:0}
  .nav a{padding:10px 0;border-bottom:1px solid var(--line)}
}
.hero{background:linear-gradient(160deg,#EAF3F5 0%,#fff 70%);padding:56px 0 44px}
.hero h1{font-size:clamp(28px,5vw,42px);line-height:1.3;color:var(--ink);margin:0 0 14px}
.hero p{font-size:18px;max-width:720px;margin:0 0 22px;color:var(--text)}
.eyebrow{display:inline-block;font-size:13px;letter-spacing:.14em;color:var(--accent);font-weight:700;margin-bottom:10px}
.btn{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;padding:12px 22px;border-radius:6px;font-weight:600}
.btn:hover{background:var(--accent-2)}
.btn.ghost{background:#fff;color:var(--accent);border:1px solid var(--accent)}
.btns{display:flex;flex-wrap:wrap;gap:12px}
.page-head{background:var(--soft);padding:40px 0 30px;border-bottom:1px solid var(--line)}
.page-head h1{font-size:clamp(26px,4vw,36px);color:var(--ink);margin:0 0 8px;line-height:1.3}
.page-head p{margin:0;color:var(--muted)}
.content{padding:36px 0 48px}
.prose{max-width:1200px}
.prose h2{font-size:24px;color:var(--ink);margin:36px 0 10px;line-height:1.4}
.prose h3{font-size:19px;color:var(--ink);margin:26px 0 8px}
.prose p,.prose ul,.prose ol{margin:0 0 16px}
.prose ul,.prose ol{padding-left:1.4em}
.prose li{margin:5px 0}
.prose table{width:100%;border-collapse:collapse;margin:16px 0 22px;font-size:15px}
@media (max-width:600px){.prose table{display:block;overflow-x:auto}}
.prose td ul{margin:0;padding-left:1.2em}
.prose th,.prose td{border:1px solid var(--line);padding:9px 12px;text-align:left;vertical-align:top}
.prose th{background:var(--soft);color:var(--ink);white-space:nowrap}
.note{background:var(--warn-bg);border:1px solid var(--warn-line);border-left-width:4px;border-radius:6px;padding:14px 16px;margin:0 0 22px;font-size:15.5px}
.note.info{background:#EEF6F8;border-color:#9CC9D3}
.updated{font-size:14px;color:var(--muted);margin-top:28px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin:24px 0}
.card{display:block;border:1px solid var(--line);border-radius:10px;padding:20px;text-decoration:none;color:var(--text);background:#fff;transition:border-color .15s,box-shadow .15s}
.card:hover{border-color:var(--accent);box-shadow:0 4px 18px rgba(15,95,115,.08)}
.card h3{margin:0 0 6px;color:var(--ink);font-size:18px}
.card p{margin:0;font-size:15px;color:var(--muted);line-height:1.7}
.section{padding:40px 0}
.section.soft{background:var(--soft)}
.section h2{font-size:26px;color:var(--ink);margin:0 0 6px}
.steps{counter-reset:s;list-style:none;padding:0;margin:20px 0;display:grid;gap:12px}
.steps li{counter-increment:s;position:relative;padding:14px 16px 14px 56px;border:1px solid var(--line);border-radius:10px;background:#fff}
.steps li::before{content:counter(s);position:absolute;left:16px;top:14px;width:28px;height:28px;border-radius:50%;background:var(--accent);color:#fff;font-weight:700;display:grid;place-items:center;font-size:14px}
.faq details{border:1px solid var(--line);border-radius:8px;padding:14px 16px;margin:0 0 10px;background:#fff}
.faq summary{cursor:pointer;font-weight:600;color:var(--ink)}
.faq details[open] summary{margin-bottom:8px}
.cta{background:var(--ink);color:#fff;padding:36px 0}
.cta .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px}
.cta h2{margin:0 0 6px;font-size:22px}
.cta p{margin:0;color:#C9D2E0;max-width:860px}
.cta .btn{background:#fff;color:var(--ink)}
.foot{background:#0E1830;color:#AEB8CA;padding:34px 0;font-size:14.5px}
.foot b{color:#fff}
.foot a{color:#DDE4EF}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1.2fr;gap:32px;margin-bottom:26px}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr;gap:22px}}
.foot-brand{display:flex;gap:14px;align-items:flex-start}
.foot-brand .mark{margin-top:2px}
.foot-links{list-style:none;margin:8px 0 0;padding:0}
.foot-links li{margin:0 0 6px;line-height:1.6}
.foot-links a{text-decoration:none}
.foot-links a:hover{text-decoration:underline}
.foot p{margin:6px 0 0}
.legal{border-top:1px solid #24304A;padding-top:16px;font-size:13px;line-height:1.75}
.form{border:1px solid var(--line);border-radius:10px;padding:24px;background:#fff;margin:8px 0 24px}
.form .row{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:0 18px}
.form label{display:flex;flex-direction:column;gap:6px;font-size:15px;font-weight:600;color:var(--ink);margin-bottom:16px}
.form label small{font-weight:400;color:var(--muted)}
.form input,.form select,.form textarea{font:inherit;font-size:16px;font-weight:400;padding:10px 12px;border:1px solid #B9C2CE;border-radius:6px;background:#fff;color:var(--text);width:100%}
.form textarea{min-height:130px;resize:vertical}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--accent);outline-offset:1px}
.form button{border:0;cursor:pointer;font:inherit;font-size:16px}
.hp{position:absolute;left:-9999px}
.form-msg{margin:12px 0 0;font-weight:600}.form-msg.ok{color:#11703A}.form-msg.err{color:#B8262F}
.layout-2{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(0,1fr);gap:40px;align-items:start}
@media (max-width:860px){.layout-2{grid-template-columns:1fr;gap:10px}}
.legal a{white-space:nowrap}
.case{border:1px solid var(--line);border-left:4px solid #2E8B57;border-radius:8px;padding:14px 18px;margin:0 0 14px;background:#fff}
.case.lose{border-left-color:#B8262F}
.case h4{margin:0 0 8px;color:var(--ink);font-size:17px;overflow-wrap:anywhere}
.case p{margin:0 0 6px}.case p:last-child{margin:0}
.prose h2[id]{scroll-margin-top:90px}
.case h4 span{display:block;font-weight:400;font-size:15px;color:var(--accent);margin-top:2px}
.case.lose h4 span{color:#B8262F}
.case ul{margin:4px 0 8px}
.gate{border:2px solid var(--accent);border-radius:12px;padding:22px 22px 8px;margin:24px 0 32px;background:#F3F9FA}
.gate h2{margin-top:0!important}
.gate .form{background:#fff}
.form label.chk{flex-direction:row;align-items:flex-start;gap:10px;font-weight:400}
.form label.chk input{width:auto;margin-top:6px;flex:none}
.pv-note{font-size:14px;color:var(--muted)}
.pv-h{margin-top:22px!important}
.pv-list{list-style:none;padding:0!important;margin:0 0 10px}
.pv-list li{padding:10px 0 10px 14px;border-bottom:1px solid var(--line);border-left:3px solid #2E8B57;margin:0}
.pv-list.lose li{border-left-color:#B8262F}
.pv-list li span{display:block;color:var(--muted);font-size:15px}
.pv-list li b{overflow-wrap:anywhere}